Charlotte gets hit hard by hail, high winds, and fallen trees every spring and summer. If your roof took damage in a storm, you need a contractor who can inspect it fast, work with your insurance company, and get the repairs done right.
Charlotte storms cause different kinds of roof damage. Here are the most common problems roofers deal with after severe weather.

Hail dents and cracks shingles, knocks off granules, and weakens the underlayment. Even small hail can shorten your roof's life by years. After a hailstorm, a professional roof inspection is the only way to know how bad the damage really is — most hail damage is invisible from the ground.

High winds peel back shingles, lift flashing around chimneys and vents, and tear off ridge caps. If you can see shingles in your yard after a storm, you've got wind damage. Quick roof repairs prevent water from getting into the decking and causing rot or mold inside your attic.

A falling tree or large branch can punch through the roof deck, crush trusses, and cause structural damage that goes well beyond the shingles. Tree damage often requires emergency tarping first, then a full assessment to determine if a roof replacement or targeted repair is the right call. Homeowners in wooded neighborhoods across Ballantyne and Matthews see this more than most.

When your roof has a hole or major breach, the first step is getting a tarp over it before rain makes things worse. Emergency tarping is a temporary fix to stop water intrusion until permanent repairs can be scheduled. Most insurance companies expect you to take this step to prevent further damage — and they typically cover the cost.
These verified local roofers handle storm damage repair, insurance claims, and emergency services across the Charlotte metro.
Family-owned, veteran-operated roofing company serving Charlotte and surrounding areas. Handles residential, commercial, and industrial roofing including repairs, replacements, inspections, and emergency services.
Serves Charlotte, Ballantyne, Matthews, Huntersville, Mooresville, Lake Norman, Fort Mill
Visit Website →Residential roofing specialist focusing on asphalt shingles, standing seam metal, and low-slope systems. Known for transparent pricing and thorough inspections. Works with insurance companies on storm damage claims.
Serves Charlotte, Ballantyne, Weddington, Marvin, SouthPark, South Charlotte, Mecklenburg County
Visit Website →Founded by US Marines, uses drone and GoLive inspection technology for 25-point roof assessments. Handles residential and commercial roofing including repairs, replacements, and storm damage restoration.
Serves Charlotte, Indian Trail, Matthews, Waxhaw, Weddington, South Charlotte, Mint Hill
Visit Website →Local roofing company offering roof replacements, leak repairs, metal roof installations, gutter services, and siding across Charlotte. Provides free inspections and same-day quote responses.
Serves Charlotte, Ballantyne, Matthews, Huntersville, Cornelius, Fort Mill
Visit Website →Founded in 2016 with over 25 years of exterior remodeling experience. Specializes in asphalt shingles and flat roof systems. Focuses on getting the job done right the first time, backed by strong warranties.
Serves Charlotte, Matthews, Indian Trail, Waxhaw, Monroe, Mint Hill
Visit Website →Full-service roofing company handling roof replacement, repair, metal roofing, gutter installation, siding, and insurance claim management. Serves Greater Charlotte including Mecklenburg, Gaston, Cabarrus, and York counties.
Serves Charlotte, Huntersville, Mooresville, Cornelius, Davidson, Lake Norman, Fort Mill, Tega Cay
Visit Website →What Charlotte homeowners typically pay for storm-related roof repairs. Your actual cost depends on damage severity and what your insurance covers.
| Service | Estimated Cost |
|---|---|
| Hail Damage Repair | $1,000 – $8,000 |
| Wind Damage Repair | $500 – $3,000 |
| Tree Damage Repair | $1,500 – $10,000 |
| Emergency Tarping | $300 – $800 |
| Full Storm Damage Replacement | $8,000 – $15,000+ |
Prices are estimates based on typical Charlotte-area projects. Most homeowner insurance policies cover storm damage minus your deductible. Always get at least two written estimates before signing a contract.
Six factors that determine what you'll pay after a storm hits your roof.
A few cracked shingles is a quick fix. A section of missing decking or crushed trusses is a different job entirely. The extent of the damage is the single biggest cost driver.
Your out-of-pocket cost is usually your deductible ($1,000–$2,500 for most Charlotte policies). The insurance company covers the rest. Some policies have a separate wind/hail deductible that may be higher.
Insurance adjusters factor in your roof's age. A 5-year-old roof gets more coverage than a 22-year-old one. Some policies pay "actual cash value" for older roofs, which means depreciation reduces your payout.
Replacing damaged asphalt shingles costs less than repairing metal panels or tile. If your roof uses a specialty material, matching it can add to the cost and timeline.
Steep roofs (8/12 pitch and up) require extra safety equipment and take more labor. Multi-story homes or roofs with limited truck access also cost more to repair.
Same-day or next-day emergency repairs during a major storm event cost more than scheduling a repair a week out. If your roof is actively leaking, expect to pay a premium for immediate service.
Get free inspections and estimates from Charlotte's top storm damage roofers. No obligation.
Call now: (704) 749-0642